Phát triển tiền kỹ thuật số của Ngân hàng Trung ương: Kinh nghiệm quốc tế và bài học cho Việt Nam

Thị trường tài chính tiền tệ

TS. Nguyễn Thị Hải Bình – ThS. Hoàng Mạnh Cường • 14/01/2024 12:56

Sự xuất hiện tiền kỹ thuật số của Ngân hàng trung ương (CBDC) là một bước ngoặt trong sự phát triển của các hình thức tiền tệ pháp định.

Các quốc gia trên thế giới có những động thái khác nhau với CBDC. Có quốc gia đã chính thức phát hành CBDC, cũng có nước đang trong quá trình thử nghiệm nhưng hầu hết đang trong giai đoạn nghiên cứu và đánh giá về khả năng phát hành loại tiền tệ mới này. Tại Việt Nam, Chính phủ cũng đã có những định hướng ban đầu khi giao Ngân hàng Nhà nước (NHNN) nghiên cứu và cơ quan này cũng đang có những bước đi thận trọng trong nghiên cứu và phát triển CBDC. Bài viết tập trung tìm hiểu kinh nghiệm của các quốc gia trên thế giới về nghiên cứu, thử nghiệm và phát hành CBDC, từ đó có những gợi mở cho Việt Nam đối với quá trình xây dựng, thí điểm hay xa hơn là phát hành CBDC.

Tiếp tục đọc “Phát triển tiền kỹ thuật số của Ngân hàng Trung ương: Kinh nghiệm quốc tế và bài học cho Việt Nam”

Most Vietnamese crypto investors lose money in 2023

VNE – By Dat Nguyen   January 15, 2024 | 08:53 am GMT+7

An illustration of Bitcoin. Photo by Pexels

Some 64% of cryptocurrency investors lost money last year, a survey by data platform Coin98 Insights has found.

The survey collected date from 1,200 respondents last December. As cryptocurrencies went through a “Bitcoin winter” last year, nearly 30% of respondents said the reason for the loss was the fear of missing out.

Almost 36% did not have a detailed investment plan, and were unable to react to sudden market developments.

In terms of demographics, 85.3% of investors are male and aged between 18 and 36. They are mostly based in Hanoi and Ho Chi Minh City, the country’s two biggest cities.

They have an income of VND10-25 million a month, and nearly half entered the cryptocurrency market in 2020-2022 when it soared.

This year investors are showing interest in AI projects and most expect Bitcoin to reach a new peak after ETF Bitcoin was approved in the U.S.

Rửa tiền, án phạt và rủi ro màu xám

HỒ QUỐC TUẤN – 04/12/2023 06:58 GMT+7

TTCT Binance bị phạt 4 tỉ đô la và chuyện quy định mới Ngân hàng Nhà nước Việt Nam phải giám sát giao dịch từ 400 triệu đồng trở lên có liên quan gì với nhau?

Ảnh: Axios

Tháng 11 vừa rồi, Binance, sàn giao dịch tiền mã hóa lớn nhất thế giới với quy mô giao dịch mỗi ngày gần 80 tỉ đô la Mỹ (theo Coinmarketcap), đã thừa nhận tội hình sự liên quan đến rửa tiền và vi phạm các lệnh trừng phạt tài chính quốc tế, đồng thời đồng ý trả hơn 4,3 tỉ USD tiền phạt.

Tiếp tục đọc “Rửa tiền, án phạt và rủi ro màu xám”

Việt Nam cần làm gì để thoát khỏi ‘Danh sách Xám’?

20/11/2023 13:43

(ĐTTCO) – Thoát khỏi Danh sách Xám trước năm 2025 là một trong những mục tiêu trọng tâm của Việt Nam, trong đó cần nhận diện tài sản ảo và các nhà cung cấp tài sản ảo; tăng cường quy định, cơ chế phòng, chống tội phạm rửa tiền thông qua giao dịch tiền ảo.

Phải thoát khỏi Danh sách Xám trước 2025

Theo ước tính của Quỹ tiền tệ quốc tế (IMF), một quốc gia khi bị đưa vào Danh sách Xám của Cơ quan Đặc nhiệm Tài chính về chống rửa tiền (FATF), thì phần lớn các quốc gia đó có nguy cơ giảm trung bình 7,6% GDP, dòng vốn đầu tư trực tiếp từ nước ngoài (FDI) giảm trung bình 3% GDP, dòng vốn đầu tư gián tiếp giảm trung bình 2,9% GDP, và dòng vốn đầu tư thông qua các kênh khác giảm trung bình 2,4% GDP. Tiếp tục đọc “Việt Nam cần làm gì để thoát khỏi ‘Danh sách Xám’?”

Vietnam Youth Federation and Google holds forum to promote youth role in digital transformation

VNN – December 30, 2023 – 17:00

In the three months since its inception, the program has successfully trained more than 9,000 young people nationwide on essential online safety practices.

Internet users experience Google’s internet security tools during the event. — Photo courtesy of Vietnam Youth Federation

HÀ NỘI — Vietnam Youth Federation partnered with Google to organise the forum “Promoting the Pioneering Role of Youth in Digital Transformation”, bringing together 500 delegates from various government agencies, youth organisations and media outlets.

At Thursday’s forum, experts shared insights into the role of digital transformation and offered advice on safeguarding online information. They also highlighted the pivotal role youth and students play in spearheading digital transformation and ensuring cyber security.

Tiếp tục đọc “Vietnam Youth Federation and Google holds forum to promote youth role in digital transformation”

Global TV channels, platforms pull out of Vietnam

VNE – By Luu Quy   November 13, 2023 | 10:49 am GMT+7

A person uses a pay TV service in Vietnam. Photo by VnExpress/Luu Quy

Several foreign television channels and platforms have exited Vietnam after changing their business models or failing to meet new regulations, according to the Ministry of Information and Communications.

In early November Amazon’s Prime Video OTT television platform pulled out after a seven-year run in the country.

Since October National Geographic, Nat Geo Wild, Baby TV, and Mezzo Live channels have stopped broadcasting in some markets, including Vietnam.

Paramount Network and Baby First have also exited the Vietnamese market.

Tiếp tục đọc “Global TV channels, platforms pull out of Vietnam”

The iPhone 15’s message about mindless consumerism

When the latest iPhone 15 series was released, tech writer and Apple fan Mark Ko eagerly stood by to pre-order the phone. Then he changed his mind.

Commentary: The iPhone 15's message about mindless consumerism
People stand outside an Apple Store in Shanghai as the new iPhone 15 officially goes on sale across China on Sep 22, 2023. (Photo: Reuters/Aly Song)

Mark Ko

12 Nov 2023 06:00AM(Updated: 12 Nov 2023 09:04AM), channelnewsasia

SINGAPORE: When the latest iPhone 15 series was released, many people eagerly submitted their pre-orders, hoping to receive it within a week. As a tech writer and enthusiast, I too succumbed to this temptation.

I vividly remember setting my alarm during my evening run to ensure I didn’t miss the 8pm pre-order launch of the iPhone 15 Pro on Sep 15. I frantically refreshed the page for the next 30 minutes, but the site crashed. Frustrated, I set my phone aside and went to take a shower. This was my first attempt at pre-ordering an iPhone.

Tiếp tục đọc “The iPhone 15’s message about mindless consumerism”

Tech layoff wave spreads to Vietnam

VNE – By Nguyen Hang   November 6, 2023 | 06:00 am GMT+7

A programmer works on computers in an IT office. Photo by Shutterstock/ProStockStudio

Having worked for a large foreign technology corporation in Hanoi for more than five years, data analysis expert Le Thai Ha was shocked to get suddenly fired recently.

“Because the tech market has fluctuated a lot, our corporation officially announced a mass layoff, mostly of senior positions, including mine,” she said.

Despite being aware of the difficulties of the market in general, and of the corporation in particular, its decision to cut back was still a big surprise to Ha.

Tiếp tục đọc “Tech layoff wave spreads to Vietnam”

Chasing malware scams: From Singapore to Vietnam, hacker hotspot

CNA

How Do Scammers Take Over Your Phone And Steal Your Money? – Part 1/2

Ever scroll through your social media and come across an advertisement for food or cleaning service? But an innocent ad could turn insidious when the seller asks you to download an app to place an order or booking. Since the start of this year, some 750 people have lost a combined total of over S$10 million to malware app scams. In this episode, host Steven Chia investigates how these scams work and attempts to bait a scammer himself.

00:00 Introduction

01:22 A deal too good to be true?

05:59 Malware: How does it work?

09:12 Could we easily fall for malware scams?

12:19 What a malware app might look like

18:55 Why are Android phones at greater risk than iPhones?

21:06 If I lose my money, will banks give my money back?

Who Are The People Behind Malware Scams? – Part 2/2

After investigating how malware scams affect victims, host Steven Chia heads to Vietnam to find out who is behind these scams and how easy it is to create malware. He meets a notorious ex-hacker who digs further into an app embedded with malware that was making its rounds in Singapore. He also finds out how sophisticated scams are going to get, and what we can do to protect ourselves. WATCH Part 1:    • How Do Scammers Take Over Your Phone …  

Tiếp tục đọc “Chasing malware scams: From Singapore to Vietnam, hacker hotspot”

Disinformation surge threatens to fuel Israel-Hamas conflict

reuters.com

By Stephanie BurnettStephen Farrell and Hardik Vyas October 18, 20238:39 PM GMT+7 Updated 10 hours ago

Aftermath of Israeli strikes

[1/2]A dove flies over the debris of houses destroyed in Israeli strikes, in Khan Younis in the southern Gaza Strip October 11, 2023. REUTERS/Ibraheem Abu Mustafa/File Photo Acquire Licensing Rights

Summary

  • Fake or misleading posts proliferate after Hamas attack
  • Cyber distortions deepen enmity in region and beyond
  • Acrimony online can have real world consequences

AMSTERDAM/LONDON, Oct 18 (Reuters) – As the Israel-Hamas war rages, regulators and analysts say a wave of online disinformation risks further inflaming passions and escalating the conflict in an electronic fog of war.

An explosion at a Gaza hospital that killed hundreds of Palestinians on Tuesday is the latest focus of the surge of activity as supporters of both sides in the battle between Israel and Hamas try to bolster their own side’s narrative and cast doubts on the other’s.

Tiếp tục đọc “Disinformation surge threatens to fuel Israel-Hamas conflict”

The Race to Regulate Artificial Intelligence

Why Europe Has an Edge Over America and China

foreignaffairs.com June 27, 2023 By Anu Bradford

Artificial intelligence is taking the world by storm. ChatGPT and other new generative AI technologies have the potential to revolutionize the way people work and interact with information and each other. At best, these technologies allow humans to reach new frontiers of knowledge and productivity, transforming labor markets, remaking economies, and leading to unprecedented levels of economic growth and societal progress.

At the same time, the pace of AI development is unsettling technologists, citizens, and regulators alike. Even ardent techno-enthusiasts—including figures such as OpenAI CEO Sam Altman and Apple co-founder Steve Wozniak—are issuing warnings about how unregulated AI can lead to uncontrollable harms, posing severe threats to individuals and societies. The direst predictions concern AI’s ability to obliterate labor markets and make humans obsolete or—under the most extreme scenario—even destroy humanity.

With tech companies racing to advance artificial intelligence capabilities amid intense criticism and scrutiny, Washington is facing mounting pressure to craft AI regulation without quashing innovation. Different regulatory paradigms are already emerging in the United States, China, and Europe, rooted in distinct values and incentives. These different approaches will not only reshape domestic markets—but also increasingly guide the expansion of American, Chinese, and European digital empires, each advancing a competing vision for the global digital economy while attempting to expand its sphere of influence in the digital world.

Stay informed.

Tiếp tục đọc “The Race to Regulate Artificial Intelligence”

Cooperation with US to propel development of Vietnam’s semiconductor industry: expert

Saturday, September 23, 2023, 09:36 GMT+7

Cooperation with US to propel development of Vietnam’s semiconductor industry: expert
Workers at a factory operated by Intel in Vietnam. Photo: Supplied by Intel

Vietnam and the U.S. have announced their intention to bolster cooperation in the fields of science, technology, digital innovation, semiconductor manufacturing, and chip production, creating ample opportunities for Vietnamese tech firms to establish a strong presence in global supply chains.

This cooperation is poised to present significant opportunities for the development of Vietnam’s domestic semiconductor sector, Vo Xuan Hoai, deputy director of the Vietnam National Innovation Center (NIC), said in an interview with Tuoi Tre (Youth) newspaper.

Tiếp tục đọc “Cooperation with US to propel development of Vietnam’s semiconductor industry: expert”

Google sued for negligence after man drove off collapsed bridge while following map directions

apnews.com

FILE - The Google Maps app is seen on a smartphone, March 22, 2017, in New York. On Tuesday, Sept. 19, 2023, the family of a North Carolina man who died after driving his car off a collapsed bridge while following Google Maps directions filed a lawsuit against the technology giant for negligence, claiming it had been informed of the collapse but failed to update its navigation system. (AP Photo/Patrick Sison, File)

FILE – The Google Maps app is seen on a smartphone, March 22, 2017, in New York.

On Tuesday, Sept. 19, 2023, the family of a North Carolina man who died after driving his car off a collapsed bridge while following Google Maps directions filed a lawsuit against the technology giant for negligence, claiming it had been informed of the collapse but failed to update its navigation system. (AP Photo/Patrick Sison, File)

Updated 2:32 AM GMT+7, September 21, 2023Share

RALEIGH, N.C. (AP) — The family of a North Carolina man who died after driving his car off a collapsed bridge while following Google Maps directions is suing the technology giant for negligence, claiming it had been informed of the collapse but failed to update its navigation system.

Tiếp tục đọc “Google sued for negligence after man drove off collapsed bridge while following map directions”

The developing world needs an alternative to Chinese tech

Pacific Forum

Download Document

  • Tabatha T. Anderson

MEDIA QUERIES

Shanna Khayat
Communications and Outreach Manager

 (808) 852-2595

August 22, 2023

This PacNet was developed as a part of the United States-Japan-Republic of Korea Trilateral Next-Generation Leaders Dialogue to encourage creative thinking about how this vital partnership can be fostered. For the previous entries please click herehere, and here.

In April 2022, the United States launched its “Declaration for the Future of the Internet.” It asserts that human rights and democratic values must remain central to future technological development, innovation, and investment. Along with Japan, South Korea, and 58 other signatories, the United States argued that universal values should be embedded and enhanced at every stage of technological design, implementation, and diffusion. It’s time for the United States and its allies to match words with actions and ensure that developing countries have access to the resources they need to make that future a global reality.

Tiếp tục đọc “The developing world needs an alternative to Chinese tech”

What is the UN cybercrime treaty and why does it matter?

chathamhouse.org

Explaining the UN cybercrime treaty, its potential benefits and risks, key issues in the negotiations, and likely paths forward.

What is the UN cybercrime treaty?

Since May 2021, UN member states have been negotiating an international treaty on countering cybercrime. If adopted by the UN General Assembly, it would be the first binding UN instrument on a cyber issue. The treaty could become an important global legal framework for international cooperation on preventing and investigating cybercrime, and prosecuting cybercriminals.

But without a clearly defined scope and sufficient safeguards, the treaty could endanger human rights – both online and offline – and repressive governments could abuse its provisions to criminalize online free speech. It could also threaten digital rights by legitimizing intrusive investigations and unhindered law enforcement access to personal information.

What is cybercrime?

There is no universally accepted definition of cybercrime. A common approach is to define it in two categories: cyber-dependent crimes and cyber-enabled crimes.

Cyber-dependent crimes are crimes that can only be committed by using Information and Communication Technologies (ICTs). A notorious example is ransomware: hacking into an organization or individual’s device, encrypting data and demanding payment for decryption.

Without a clearly defined scope and sufficient safeguards, the treaty could endanger human rights – both online and offline – and repressive governments could abuse its provisions to criminalize online free speech.

Tiếp tục đọc “What is the UN cybercrime treaty and why does it matter?”