VNE – By Luu Quy August 19, 2022 | 09:00 pm GMT+7

An incoming call with an unknown caller from outside of Vietnam. Photo by VnExpress/Luu QuyMinh Huy, a university student in Ho Chi Minh City, said he and his family have been terrorized by phone calls demanding repayment of loans he never took.
Someone has been calling Huy repeatedly over the past month, saying he owed money with high interest that will balloon to tens of millions of dong (VND10 million= $427.26) if it is not paid back quickly. When he denied ever using the service, the caller brought out a screenshot of an apparent contract with accurate personal information like ID card numbers, phone numbers and email addresses, even relevant information on Huy’s family members.
“This is information I’ve shared with multiple services online when I signed up for various accounts, but I have never submitted them to any credit service,” Huy said.
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